Bilt 2.0 Calculator

Housing Rewards vs. Bilt Cash

Which Bilt card do you have?
Choice locks after 30 days of account opening
$
Pay via Bilt App or website
$
Restaurants, delivery, cafes
$
Airlines, hotels, car rentals
$
Groceries, utilities, everything else
Total spend: $1,500 Spend/Rent ratio: 75%
PA bonus excluded from Option 2 when checked
🏠 Option 1 — Housing-only
Tiered rent pts + card rates on spend
Total Bilt Points
    Spend-to-rent ratio & tier
    0%25%50%75%100%+
    💵 Option 2 — Flexible Bilt Cash
    Card-rate pts + 4% Bilt Cash on spend
    Total Bilt Points

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